Thomas Mantione began his career in financial services in 1993 and came to UBS in 2003. During his 20 years in the field, Mr. Mantione has come to focus on cash-flow-based planning, asset and liability management and wealth-transfer planning. He is certified as a financial planner, investment management analyst and private wealth advisor and holds securities and life insurance licenses. Mr. Mantione lives with his family in Ridgefield, Conn.